I'm so confused

Today hubby asked me if I was willing to be a full time mother to our little one and consider not going back to work till she is about 3.

I am so confused right now as one part of me feels so happy but the other part of me feels so lost.
Happy cos my husband is very supportive of the idea that I should really spend quality time with our girl at least for the first 3 years of her life.
Lost cos it will mean that I will be out of job for 3 years and money will be tight and I will no longer spend like I used to and kind of scary to be out of touch with the society for some time. But mostly its the lost of my "kind of high" income that I am more worried about as our new house will be ready in about 2-3 years time.
So money will be real important but I also have to keep in mind that my time with my girl for her first 3 years will be so precious that no amount of money can be compared with.

I am sooooo confused!!!!!

As to why hubby would have the sudden decision was because something scary happened yesterday again!!

Tini(my maid that will be taking care of Leia when I go back to work), somehow caused Leia to drop backwards and lifted her two legs up into the air, which I DUNNO WHY, got her neck bended 45 degrees backwards!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

This whole incident which I "luckily" did not witness was seen by my hubby and mother in law.
Both of them HAD such a shock of their life.

The Princess cried so badly and loud that I ran out of the bathroom with just a towel wrapped around...

Can u imagine the shock and heartache that I felt?!
What is the right choice? :(